As a veterinarian, one of the toughest financial decisions you have to make is whether to save for retirement and take advantage of compounding growth, or aggressively pay down student loans and become debt-free. Typically in order to achieve one of these goals, you have to sacrifice the other. But what if by saving for retirement you were actually able …
Realizations After 5 Days Without a Phone
Last Saturday, our family attended a drive-in movie event sponsored by our town (Tyrone, GA), playing ‘The Grinch Who Stole Christmas’. With nightfall beginning around 5:45pm this time of year, by the time we arrived for the 6pm showing it was dark. Waiting for the movie to begin, we set up our tailgate and our picnic set-up for the children. …
Understanding the Difference Between Mutual Funds and ETF’s
In the world of investing, I can think of very few things that come to mind that could be described as ‘simple’. I could make the argument that the nature of investments and investing is overly complicated and marketed in a way to sway you into thinking that you need to hire a portfolio ‘expert’ if you want to be …
How Much Should I Expect to Pay for College
Let’s face it, with the exception of (maybe) your home, funding college for your child(ren) will be one of the greatest investments you will have made to date. And while changes may soon be around the corner, currently the cost of college continues to rise, far outpacing inflation. One of the most popular questions we receive from parents whose children …
Sequence of Returns Risk Video
Sequence of Returns is a little known risk to your retirement sustainability, particularly in the beginning years of retirement. Learn some strategies which can help mitigate this risk.